Thomas der Sparkojote

I recently had the pleasure of doing a video interview with my friend Thomas Kovacs, a 23-year old European investor and entrepreneur, living in Switzerland. At his young age, he already managed to accumulate a net worth of over 560.000€!

In case you speak German, you might already know him as Thomas der Sparkojote via YouTube or his blog. However, if you’re part of the >90% in my audience that speaks English or other languages, I’m happy to introduce you to him for the first time.

I’ve been thinking of introducing you to more people that inspire me when it comes to finance and that reached a certain level of success in my eyes, so I hope you’ll like the first video of this series.

In the video, we talk about all of his investments (stocks, ETFs, precious metals, P2P lending and more), and take a look at his entire asset allocation in numbers. He’s very transparent and shares everything in detail.

We also discuss how much he is currently earning in passive income vs. active income, some of the perks of living in Switzerland as well as his take on financial independence and minimalism. Enjoy!

My Video with Thomas Kovacs

Links mentioned in the video


Valuable Resources

  • My Investment Tools
    A list containing all my investments in P2P Lending, the brokerage accounts I use to buy ETFs, my speculative investments in Bitcoin and my free bank accounts. It even includes the tools I use for blogging and YouTube.
  • P2P Bonus Offers
    A collection of all the best, currently available bonus and cashback offers in the P2P lending space. Regularly updated.

Disclaimer: Investing involves risks of losses. You should always do your own research before investing into anything. Also, some of the links are affiliate links, which help support me, the website & YouTube channel. I only link to services I use myself, none of them are sponsored.

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    1. Considering the average European investor at that age probably has that amount saved up, I would say 1000x as much is quite the achievement.

  1. Yes but did he say all Swiss Francs?
    I guess his wealth jumped overnight when the SNB ditched the Euro peg, just two weeks after suggesting the 1.2 peg would remain in place.

    Since then, of course the SNB has been creating new money to buy Apple shares et al. Yes, in order to weaken the exchange rate for Swiss exporters the traditional Swiss richting banking model went out of the window.
    And yet the Swiss franc was always seen as good as gold. How times change.

    The moral of the story? Don’t trust governments or central banks.
    Who knows, tomorrow they might be paying people’s salaries… Oh WAIT!