Lump Sum Investing vs Cost Averaging Into ETFs

Lump Sum Investing vs Cost Averaging Into ETFs

Today we’re discussing an important topic you keep asking me about on a regular basis. What is better: Lump sum investing (investing everything at once) or cost averaging into the stock market, more specifically ETFs? After all, whenever the market drops by a few percent you might be wondering if this is the right time…

The Passive Income Scam

The Passive Income Scam

Lately it feels like the internet is full of passive income videos. Most popular finance YouTubers seem to constantly talk about their best passive income ideas and how they make (enter random ridiculously high amount of € or $) every week. Is it all a scam or is any of it real? After all, I…

How to Retire Early in Europe

How to Retire Early in Europe

It’s about time I gave you an update on a goal I’ve been pursuing together with my wife since 2017, financial independence and early retirement. Basically, we’re trying to reach a point where we don’t have to work any more and where our investments would be able to cover our living costs indefinitely. Since the…

How To Protect Your Investment Accounts & Privacy

How To Protect Your Investment Accounts & Privacy

As you accumulate more and more money saving and investing, your IT security becomes increasingly important. Let’s finally talk about passwords, encryption, email, 2FA, aliasing, VPNs and cloud storage! Meanwhile, if you’re specifically wondering about how your bank deposits, stocks and ETFs are protected in light of the current banking crisis – make sure you…